Frugal Friday #5 – Passing down frugal values to my daughter

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What does it mean to be frugal?

It means that I think twice about making impulse buys.  It means a simpler life, and cutting back on the excess fashion accessories I don’t need.  It means I find other ways to spend my time rather than scouring the internet for deals.  It means making smart financial decisions.

Why is it important?

I have certain financial values and goals.  And when my actions don’t line up with them, I feel uncomfortable.

I want to be able to save for the long-term – a house and retirement.  I also want to pay cash for big ticket items like a car, and vacations.  I want to be able to give generously to our church and different charities.  I don’t want a house full of stuff I don’t need.  I want to feel like I’m accomplishing my goals, and living a a frugal life.

How can I model frugality for my daughter?

I definitely want to teach my daughter to aim for her goals, rather than just live in the financial moment.  I also want to teach her to be generous – to give to those less fortunate, and to causes she believes in.  While it’s important to have fun, you don’t need a lot of money to have joy in your life.  And it’s vital to save for a rainy day.

How am I doing?

Writing this post was helpful for me.  It put things in perspective.  I was having a difficult week, and had an urge to buy stuff.  I found a pair of shoes I really want while trying to find suggestions for my husband to get me for our anniversary next week.  And I can’t stop thinking about them.  I bought some household items online because I was just dying to make a purchase.

What values do you want to pass down to your kids?

Frugal Friday #1 – The Challenge

Frugal Friday #2 – Temptation and excuses

Frugal Friday #3 – Why I think I deserve nice things…

Frugal Friday #4 – Making confessions to my husband


One Comment

  1. I think it is awesome, you are focusing on being a good steward of your money, and passing those values onto your sweet Zoe. “Borrower is def. servant to the lender.”Prov. 22:7. So when we take charge and live within our means it is an awesome thing. Keep being a great momma.

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